Financial Planning

With AKW, Financial planning is all about helping you achieve your future financial security and goals based on your current financial situation, future plans and how you wish to move forward.

You will certainly enjoy the strength in experience we offer you in understanding the numbers and the opportunities that are available. Of course moving forward is not just putting a few dollars aside to call on in the future – it is also the way this is handled, which tools are used to do this better, what advice you have to work with and even the choices you are given that suit you as a person.

What to expect as a Client of AKW Financial Services

Becoming a client of AKW Financial Services gives you access to experienced, trusted professional advisers.
Leading this financial Planning service is David McGrath. David McGrath is a trusted and professional advisor that can help you with your dreams and reality. Please don't hesitate to contact him at any time.

Our approach to providing you with advice is simple:-

Quality, appropriate advice that reflects the needs of our clients.

We provide our advice in conjunction with your accountant to ensure they are completely aware of your financial decisions and can also have input to the taxation component of your plan.

You decide how you pay for your advice. The amount is determined between you and your adviser based on the level of advice required.

What do we cover with Your Financial Planning
 
We are a full service Financial Planning company that covers:-

  • Superannuation Solutions
  • Self Managed Super Fund Advice
  • Retirement Planning
  • Financial Protection
  • Investment Advice
  • Share Trading
  • Portfolio Management
  • Estate Planning

Industry Governance

Our industry is governed by the Australian Securities and Investment Commission and we follow their guidelines very seriously.
A good financial plan as proposed by the Australian Securities & Investment Commission (ASIC) should consist of the following:-

  1. Summarise your financial position
  2. List your goals and objectives
  3. Explain how we will reach your goals and objectives
  4. Show how carefully chosen investments work together to form your overall strategy
  5. Disclose and explain any risks associated with your plan
  6. Disclose any fees and charges that may exist
  7. Disclose how the adviser is paid

What you should know

Your goals and objectives will determine the type of advice we provide you with. This may include the following:-

  • Centrelink – Providing advice to structure your assets to provide you with the maximum aged pension. Or it could be, you simply require assistance to complete your application forms.
  • Investing – We provide you with a plan to incorporate a disciplined, conservative approach to investing by using portfolio diversification and investments that meet our research criteria.
  • Superannuation – We have a range of different investment structures for Superannuation. Depending on your risk profile, you can invest in anything from Term Deposits to Direct Property.
  • Share Portfolio's – We provide comprehensive direct share portfolio management and advice for investors ranging from Self Managed Super Funds to personal accounts.
  • Wealth Protection – How would you pay the mortgage or provide for your family if you lost your main source of income due to illness or injury. There are tax effective ways to make sure your family is not disadvantaged should you be able to provide for them. We are accredited with over 10 personal insurance providers, so we can shop around and ensure you get the best cover.

Content/Links:

  1. If you have a question or an enquiry please click here.
  2. Meritum newsletter
  3. www.asx.com.au 
  4. The investment managers we use for our investments:-
    www.vanguard.com.au 
    www.k2am.com.au 
    www.perpetual.com.au 
    www.eqt.com.au 
    www.magellangroup.com.au

David McGrath is our Financial Planning specialist. For more information please click here.


AKW Financial Services Pty Ltd ACN 117 719 614 is an Authorised Representative of
Meritum Financial Group Pty Ltd ABN 93 106 888 215 AFS Licence 245569

General Advice Warning

Any advice in this publication is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information. Before making a decision to acquire a financial product, you should obtain and read the Product Disclosure Statement (PDS) relating to that product. The information in this document reflects our understanding of existing legislation, proposed legislation, rulings etc as at the date of issue. In some cases the information has been provided to us by third parties. While it is believed the information is accurate and reliable, this is not guaranteed in any way.  Opinions constitute our judgement at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this document.

Please note that Meritum Financial Group Pty Ltd (AFLS no.245569)  is not responsible for the advice and services provided by Adams Kenneally White Chartered Accountants.
Graeme Obst is a Director of AKW Accounting Pty Ltd and as a result will receive distributions and/or other benefits from AKW Accounting Pty Ltd.

AKW Financial Services Pty. Ltd   is an Authorised Representative of Meritum Financial Group Pty Ltd ABN 93 106 888 215, an Australian Financial Services Licensee, Registered office at 105 –153 Miller St North Sydney NSW 2060 and a member of the National Australia group of companies.  

To download our privacy policy, please click here.Please feel free to download our Financial Services Guide.