Financial Planning

With AKW, Financial planning is all about helping you achieve your future financial security and goals based on your current financial situation, future plans and how you wish to move forward.

You will certainly enjoy the strength in experience we offer you in understanding the numbers and the oppertunities that are available. Of course moving forward is not just putting a few dollars aside to call on in the future – it is also the way this is handled, which tools are used to do this better, what advice you have to work with and even the choices you are given that suit you as a person.

What to expect as a Client of AKW Financial Services

Becoming a client of AKW Financial Services gives you access to experienced, trusted professional advisers.
Leading this financial Planning service is Peter Hastie. Peter is a trusted and professional advisor that can help you with your dreams and reality. Please don’t hesitate to contact him at any time.

Our approach to providing you with advice is simple:-

Quality, appropriate advice that reflects the needs of our clients.

We provide our advice in conjunction with your accountant to ensure they are completely aware of your financial decisions and can also have input to the taxation component of your plan.

You decide how you pay for your advice. This is either done by paying an annual fee for the advice you receive (Fee for Service). This figure is determined between you and your adviser based on the level of advice required. Or you can pay a fee based on your funds under administration. Either way, its your decision.

What do we cover with Your Financial Planning
 
We are a full service Financial Planning company that covers:-

  • Superannuation Solutions
  • Self Managed Super Fund Advice
  • Retirement Planning
  • Financial Protection
  • Investment Advice
  • Share Trading
  • Portfolio Management
  • Estate Planning

Industry Governance

Our industry is governed by the Australian Securities and Investment Commission and we follow their guidelines very seriously.
A good financial plan as proposed by the Australian Securities & Investment Commission (ASIC) should consist of the following:-

  1. Summarise your financial position
  2. List your goals and objectives
  3. Explain how we will reach your goals and objectives
  4. Show how carefully chosen investments work together to form your overall strategy
  5. Disclose and explain any risks associated with your plan
  6. Disclose any fees and charges that may exist
  7. Disclose how the adviser is paid

What you should know

Your goals and objectives will determine the type of advice we provide you with. This may include the following:-

  • Centrelink – Providing advice to structure your assets to provide you with the maximum aged pension. Or it could be, you simply require assistance to complete your application forms.
  • Investing – We provide you with a plan to incorporate a disciplined, conservative approach to investing by using portfolio diversification and investments that meet our research criteria. Core Satellite Approach to Investing.
  • Superannuation – We have a range of different investment structures for Superannuation. Depending on your risk profile, you can invest in anything from Term Deposits to Direct Property.
  • Share Portfolio’s – We provide comprehensive direct share portfolio management and advice for investors ranging from Self Managed Super Funds to personal accounts.
  • Wealth Protection – How would you pay the mortgage or provide for your family if you lost your main source of income due to illness or injury. There are tax effective ways to make sure your family is not disadvantaged should you be able to provide for them. We are accredited with over 10 personal insurance providers, so we can shop around and ensure you get the best cover.

Content/Links:

  1. If you have a question or an enquiry please click here.
  2. Meritum newsletter
  3. www.asx.com.au 
  4. Meritum Financial Group case studies
  5. The investment managers we use for our investments:-
    www.vanguard.com.au 
    www.k2am.com.au 
    www.perpetual.com.au 
    www.australianunity.com.au 
    www.eqt.com.au 
    www.magellan.com.au

Peter Hastie is our Financial Planning specialist. For more information please click here.


AKW Financial Services Pty Ltd ACN 117 719 614 is an Authorised Representatives of
Meritum Financial Group Pty Ltd ABN 93 106 888 215 AFS Licence 245569